Terms and Conditions and Privacy Policy

Terms and Conditions

Welcome to KuriFinance, an educational tool that helps you manage your finances as if you were the owner of a bank. By using KuriFinance, you agree to the following terms and conditions of use:

1. KuriFinance is an educational tool and is not intended to be used as a real financial service. KuriFinance is not responsible for the misuse that users may give to the application.
2. By using KuriFinance, you agree to provide accurate, precise, and up-to-date information about yourself. The information we collect includes your name, email, among other data that is detailed in the following paragraphs. KuriFinance reserves the right to verify the information provided by users at any time.
3. KuriFinance is committed to protecting the privacy of its users. The collected information will only be used to improve the user’s experience on KuriFinance and to send relevant information about the application. KuriFinance will not share or sell your information to third parties without your prior consent.
4. KuriFinance reserves the right to modify the terms and conditions of use at any time. Changes will be effective immediately after their publication on the application. By continuing to use KuriFinance after any modification, you agree to be subject to the modified terms and conditions.
5. KuriFinance does not guarantee the availability and continuity of the operation of the application. However, KuriFinance will take all necessary actions to try to ensure the availability and continuity of the service.

Privacy Policy

KuriFinance is committed to protecting the privacy of its users and ensuring the security of their personal information. The KuriFinance privacy policy is described below:

1. Collected information: KuriFinance collects personal information from its users, including their name, email, and other data that may be necessary to improve the user’s experience on KuriFinance.
2. Use of information: KuriFinance will use the collected information only to improve the user’s experience on KuriFinance and to send relevant information about the application. KuriFinance will not share or sell your information to third parties without your prior consent.
3. Information security: KuriFinance takes security measures to protect the personal information of its users from unauthorized access, alteration, disclosure, or destruction of information.
4. Changes to the privacy policy: KuriFinance reserves the right to modify its privacy policy at any time. Changes will be effective immediately after their publication on the application. By continuing to use KuriFinance after any modification, you agree to be subject to the modified privacy policy.
5. Queries and questions: If you have any questions or queries about KuriFinance’s privacy policy, please contact us via email or through the help section in the application.

By using KuriFinance, you agree to the terms and conditions of use and the privacy policy described above. If you do not agree to these terms and conditions and privacy policy, please do not use KuriFinance.

What personal information does KuriFinance collect and process?

• Email address;
• Name;
• Home Address;
• Phone number;
• Nationality;
• Device ID;

OVERVIEW

Your right to privacy and the protection of your personal data is important to us. The following sections provide further details as to how we process your personal information through KuriFinance. We don’t share your information with third parties except to deliver you our Services and products, comply with the law, make KuriFinance better, protect our rights, or effectuate a business transfer. We’re not a huge, faceless corporation. We’re just developers trying to deliver an incredible product. If you have any questions or concerns about this policy, please reach out to us at [email protected].

HOW DO YOU ACCEPT THIS POLICY?

By using KuriFinance, including downloading one of our mobile applications or visiting our website, you agree to the use, disclosure, and procedures outlined in this Privacy Policy.

WHAT PERSONAL INFORMATION DO WE COLLECT FROM OUR USERS?

We do our best to minimize the amount of Personal Information that we collect from KuriFinance users. Your contact information, such as your phone number,, or email address (depending on how you contact us), may be collected when you communicate with us for support, or if you report a bug or other error related to KuriFinance or when you interact with us through social media. When you use our Services, we process PUBLIC addresses that you generate through KuriFinance . Category of personal information Types of personal information captured by category Purpose Legal Basis (UK & GDPR) Personal details, contact details, and identifiers. Name, all types of identifiers and contact details (such as e-mail,phone numbers when you have shared this information with us) Facilitating communication with you for customer support purposes. Our legitimate interests in ensuring proper communication and handling within the organization. Your consent when we ask for it to process your personal information for a specific purpose that we communicate to you. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time and we will stop processing your data for that purpose. System and application access data and internet and electronic network activity information The Internet protocol (IP) address used to connect your computer or mobile device to the Internet. KuriFinance Services metrics (e.g., the occurrences of technical errors, your interactions with service features and content and your setting preferences) Provide troubleshooting, and improve KuriFinance Services. To analyse performance, fix errors, and improve the usability and effectiveness of KuriFinance services. Our legitimate interests and the interests of our users in, for example, detecting and preventing fraud and abuse in order to protect the security of our users, ourselves, or other. Commercial information Records of any contractual agreements between yourself and KuriFinance. Necessary for the performance of a contract to which you are a party. Our legitimate interests in keeping records and necessary for the performance of your contract.

WILL WE SHARE YOUR PERSONAL DATA WITH THIRD PARTIES?

Information about our users is an important part of our business and we are not in the business of selling our users’ personal information to others. We may transfer personal data to our service providers or third parties in connection with KuriFinance operation of its business, as certain features on KuriFinance rely on various third-party products and services (collectively “Third Party Services”), . These third party services providers only have access to certain Personal Information, such as your public addresses, to perform their functions and may not use it for other purposes. Furthermore, they must process the personal information in accordance with our contractual agreements and only as permitted by applicable data protections laws. Business transfers: As we continue to develop our business, we might sell or buy other businesses or services. In such transactions, user information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy notice (unless, of course, the user consents otherwise). Also, in the unlikely event that KuriFinance or substantially all of its assets are acquired, users’ information will be one of the transferred assets. We may share non-personally identifiable information publicly and with our partners- like publishers, advertisers, developers, or right holders.

HOW WE USE THE INFORMATION WE GATHER?

We primarily use the limited information that we collect to enhance KuriFinance. Except if we sell all or a portion of our business, or as otherwise described below, we do not rent, trade, or sell your Personal Information. Some ways we may use your Personal Information are to: Contact you when necessary; Respond to your comments, questions, or issues related to bugs or errors with KuriFinance; Provide you with additional information; Send you information and marketing materials about services and products available through KuriFinance, using push notifications or other means; Train our team members; Other internal business purposes. Aggregated Personal Data and Non-Personal Information We may share or disclose aggregated Personal Data or Non-Personal Information with service providers or with other persons we conduct business with, including but not limited potential third-parties for the purpose of showcasing the performance of the company. These service providers and other persons may also share with us aggregated Non-Personal Information that they have independently developed or acquired. Additionally, we may combine aggregate information from the pixel tags, and web beacons, with similar data we collect from other visitors to help us improve our Services. When doing so, we do our best to ensure that aggregated information cannot be linked back to you. Agents or Third Party Partners We may provide your Personal Information to our employees, contractors, agents, service providers, and designees (“Agents”) to enable them to perform certain services for us, including improvement of website-related services and features, and performance of maintenance services. Business Transfers We may choose to buy or sell assets. In these types of transactions, customer information is typically one of the business assets that would be transferred. Also, if we (or our assets) are acquired, or if we go out of business, enter bankruptcy, or go through some other change of control, your Personal Information could be one of the assets transferred to or acquired by a third party. By accepting this Privacy Notice, as outlined above, you consent to any such transfer. Protection of Us and Others We will share personal information outside of KuriFinance if we have a reasonable belief that access, use, preservation, or disclosure of the information is reasonably necessary to comply with any applicable law, regulation, legal process, or enforceable governmental request; to cooperate with law enforcement; to enforce or apply our Terms of Use and other agreements; or to protect the rights, property, or safety of KuriFinance, our employees, our users, or others.

YOUR RIGHTS WITH RESPECT TO THE PROCESSING OF PERSONAL DATA

You are entitled (under the conditions, and subject to the exceptions, set out in applicable law) to: Request Access to the personal information we process about you: You can request access to the information we have collected from you. You can do this by contacting us at [email protected]. We will provide you with a copy of the data we process about you. To comply with your request, we may ask you to verify your identity. We will fulfill your request by sending your copy electronically. For any subsequent access request, we may charge you an administrative fee. Request a rectification of your personal data: If you believe that the information we have collected is incorrect or incomplete, you may contact us so we can update it and keep your data accurate. Object to the processing of your personal data: you may request that we no longer process your personal data. Request to erase your personal data: you may request the erasure of your personal data, including where such personal data would no longer be necessary to achieve the purposes for which it was collected. Any data that is no longer needed for purposes specified in the “How We Use the Information We Gather” section will be deleted after ninety (90) days. addresses created through the KuriFinance application cannot be deleted from the Ethereum blockchain, therefore we are unable to delete this personal information. If at any point you wish for KuriFinance to delete information about you, you may contact us at [email protected]. Request the restriction of the processing of your personal data: you may request that KuriFinance only processes your personal data in limited circumstances, including with your consent. Under California Consumer Protection Act (“CCPA”) you also have the right not to be discriminated against because of the exercise of your rights. Please note that we do not sell your personal data.

DATA RETENTION

Please note that even If you delete your or addresses from the KuriFinance mobile application, uninstall KuriFinance mobile applications from your device, or request that your information be deleted, we still may retain some information that you have provided to us to maintain KuriFinance or to comply with the laws and regulations to which KuriFinance is subject. If you have any question or objection as to how we collect and process your personal information, please contact [email protected].

DATA SECURITY

We are committed to making sure your information is protected in accordance with applicable laws and our data privacy policies. We have selected third-party vendors that use the Ethereum network, including Coinbase, Shapeshift, and Changelly, that help us keep your Personal Information safe. Unfortunately, we do not control these third parties and therefore cannot guarantee complete security. We work to protect the security of your personal information during transmission by using encryption protocols and software. We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of your personal information and secure all connections with industry standard transport layer security. Even with all these precautions, we cannot fully guarantee against the access, disclosure, alteration, or deletion of data through events, including but not limited to hardware or software failure or unauthorized use. Any information that you provide to us is done so entirely at your own risk.

CHILDREN

We are especially sensitive about children’s information. Our Services are not targeted towards children, and our users must be at least eighteen (18) years old to use our services. We don’t knowingly collect information from children under the age of 13. If you are a parent or legal guardian of a minor child, we will treat any information that you provide us while using KuriFinance on behalf of your minor child as Personal Information as otherwise provided in this Privacy Policy. If you have questions concerning our information practices with respect to children, or if you learn that a child under the age of 13 has used KuriFinance, created a user account, or provided us with personal information, please email us at [email protected]

CONDITIONS OF USE, NOTICES, CHANGES AND UPDATES TO PRIVACY NOTICE

If you choose to use KuriFinance, your use and any dispute over privacy is subject to this Notice and our Terms of Use. If you have any concerns about privacy at KuriFinance, please contact us with a complete description, and we will try to resolve it. You also have the right to contact your local Data Protection Authority. We reserve the right to update and revise this Privacy Nolicy at any time. We occasionally review this Privacy Notice to make sure it complies with applicable laws and conforms to changes in our business. If we do revise this Privacy Notice, we will update the “Effective Date” at the top of this page so that you can tell if it has changed since your last visit and will do our best to notify you. Please review this Privacy Notice regularly to ensure that you are aware of its terms. Any use of KuriFinance after an amendment to our Privacy Notice constitutes your acceptance to the revised or amended terms.